Thoughtful Insights

Your trusted resource for mastering wealth management, financial planning, and smart investing. Explore thoughtfully curated articles, and clear, in-depth guides that help you to make informed decisions at every stage of your financial journey.

No 401k? No Problem
Tiffany Villegas Tiffany Villegas

No 401k? No Problem

No 401k? You still have options. Learn how to save for retirement using IRAs, HSAs, and self-employed plans that offer big tax advantages.


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Should You Borrow from Your 401(k)?
Knapsack Creative Knapsack Creative

Should You Borrow from Your 401(k)?

Thinking of borrowing from your 401(k)? Learn about the pros, cons, and key considerations to decide if it's the right move for your short-term financial needs.

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What Is a Fiduciary Advisor?
Knapsack Creative Knapsack Creative

What Is a Fiduciary Advisor?

A fiduciary advisor is a financial expert who is legally obligated to act in your best interests. Learn why it matters and how to find one.

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Is a Cash Balance Plan Right for You? The Pros and Cons
Knapsack Creative Knapsack Creative

Is a Cash Balance Plan Right for You? The Pros and Cons

Cash balance plans are an increasingly popular retirement planning tool. Given their generous contribution limits, you could quickly build a sizable nest egg while reducing your income taxes. But are these plans right for you? To help you decide, we take a look at what they are, who they work best for, and their potential pros and cons.

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