ONE Blog

If you’re worried that you haven’t saved enough for retirement, then you’re not alone. Nearly half of American families have no retirement savings to speak of. It really is easy to get sidetracked. The immediate needs of raising a family may seem to take precedence over funding a future retirement. However, that retirement will come sooner than you think.

If you’re behind on your savings, here are six steps to help catch up.

Cash balance plans are an increasingly popular retirement planning tool. Given their generous contribution limits, you could quickly build a sizable nest egg while reducing your income taxes. But are these plans right for you? To help you decide, we take a look at what they are, who they work best for, and their potential pros and cons.

Whether you’ve already arranged a Memorial Day weekend getaway or are waiting until the last minute to make travel plans, whatever you do, you certainly won’t want to miss out on the first opportunity to take a summer vacation. In fact, you’ll be amazed at how much you can see and experience during the long weekend. Learn about three easy ways to save the most money on your getaway, no matter your destination.

There are many financial “bad habits” that can leave you in debt. Sometimes they lure you in with the promise of being a "smart financial move" while others are more glaringly obvious to avoid. Unfortunately, you can’t hop into a time machine to go back and undo your past financial mistakes. However, you can take steps to avoid common pitfalls and hang on to more of your hard-earned cash. The most important bad money habits are not adhering to a budget, making emotional purchases and only having one source of income.